Pepperstone vs XTB

Both are popular among European traders with zero minimum deposits. Pepperstone offers more platform choice, while XTB's xStation platform is praised for its user experience.

Head-to-Head Comparison Updated February 2026
4.7/5
Pepperstone Rating
vs
Head-to-Head
4.6/5
XTB Rating

Quick Comparison

FeaturePepperstoneXTB
Rating⭐ 4.7/5⭐ 4.6/5
SpreadsFrom 0.0 pips (Razor)From 0.5 pips
RegulationFCA, ASIC, CySEC, DFSAFCA, CySEC, KNF
Min. Deposit$0$0
PlatformsMT4, MT5, cTrader, TradingViewxStation 5

Detailed Analysis

Both are popular among European traders with zero minimum deposits. Pepperstone offers more platform choice, while XTB's xStation platform is praised for its user experience.

Spreads & Trading Costs

Pepperstone offers spreads from From 0.0 pips (Razor), while XTB starts from From 0.5 pips. For active traders, even small spread differences compound significantly over thousands of trades.

Regulation & Safety

Pepperstone is regulated by FCA, ASIC, CySEC, DFSA. XTB holds licenses from FCA, CySEC, KNF. Both provide segregated client funds and negative balance protection for retail clients.

Trading Platforms

Pepperstone offers MT4, MT5, cTrader, TradingView, while XTB provides xStation 5. Platform choice often depends on whether you use Expert Advisors or automated strategies.

Minimum Deposit

Pepperstone requires $0, compared to $0 for XTB. Lower minimums make it easier to start, but don't mistake minimum deposit for recommended starting capital.

Our Verdict

The Bottom Line

Pepperstone wins on raw spreads and platform choice. XTB offers the better proprietary platform and stronger educational content.

Read Full Reviews

Pepperstone

Full in-depth review with detailed analysis of features, fees, and trading conditions.

Read Pepperstone Review →

XTB

Complete review covering regulation, platforms, costs, and our expert verdict.

Read XTB Review →

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Risk Warning: Trading forex and CFDs involves significant risk. Between 70-80% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how these products work and whether you can afford to take the high risk of losing your money. Past performance is not indicative of future results.